America’s AI Bill of Rights is the Right Idea – and It’s About Time
The AI Bill of Rights is the first step toward similar regulation of AI and machine learning algorithms
Fannie Mae and Freddie Mac Will Require the Use of FICO Score 10T
FICO Score 10T gives mortgage lenders the flexibility and predictive power to make more precise lending decisions
FICO® Resilience Index: Credit Lifecycle Strategies are a Requirement
FICO® Resilience Index tools that measure consumer resiliency, benefit lenders in a recessionary environment
Courier Scams – How They Work and How to Fight Them
Courier scams have long been a problem, but the threat has gathered momentum in recent months
FICO® Resilience Index - Benchmarking Portfolio Resilience
Highlighting results from FICO’s release of FICO® Resilience Index benchmarking reports for 2022
UK Card Risk Trends: Summer Data Indicates Challenges Rising
Erratic UK cardholder behaviour over the summer months reinforces challenging conditions for lenders
FICO Fraud Expert Naomi Palmer Wins Women in Credit Award
Naomi Palmer, a fraud consultant at FICO, won silver in the ‘Team Player of the Year’ category
Open Banking in the Philippines and the Opportunities in the Data
How data sharing can improve credit risk decisioning
FICO Fact: No Credit Score Versus Low Credit Score
A low FICO score for a consumer can have the perverse effect of preventing them from having access to a second chance through manual underwriting.
Buy Now, Pay Later: BNPL Fraud and Regulatory Update
Buy now, pay later or BNPL financing is experiencing tremendous growth, but that growth can bring potential growing pains like fraud and regulatory scrutiny
FICO Safe Driving Score Measures Driver Risk
What are the top characteristics that help drivers achieve a good FICO® Safe Driving Score?
Meet Our 2023 FICO Decisions Awards Judges
Panel of 8 global experts to review outstanding results with AI, machine learning and digital transformation
Delivering Trust for Risk-Aware Telcos - Using Data and Analytics
Pre-screened, right-sized offers and the efficient use of ‘just-in-time’ data are helping telcos win, retain and safeguard more customers – regardless of age or credit profile
Digitalization and Artificial Intelligence: 5 Keys to Success
Digitalization and artificial intelligence will radically change retail banking. What does this mean for banks?
Retain and Grow Deposit Market Share as Interest Rates Rise
For deposit-taking institutions, a rising-rate environment presents both a challenge and an opportunity - and deposit price optimisation provides a strong solution
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