APAC Digital Account Opening (DAO)
5 Best Practices for Customer-Centric Origination During Volatile, Socially-Distanced Times
North America Digital Account Opening (DAO)
5 Best Practices for Customer-Centric Origination During Volatile, Socially-Distanced Times
North America What FICO Score Dynamics from Prior Downturns and Natural Disasters Can Tell Us About the Road Ahead
FICO score distributions and odds-to-score relationships have shifted during prior downturns and natural disasters
Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti
The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.
Six Steps to Growth in a Global Economic Squeeze
Learn how banks and other financial institutions can use personalization to drive growth in spite of global economic uncertainty
Top 5 Scores Posts of 2022: Steady FICO Score, BNPL and Alternative Data
2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL.
The Perfect Credit Score: Understanding the 850 FICO Score
What do credit score high achievers have in common and what can we learn from the credit behavioral characteristics in these populations?
Risk and Lending Predictions 2023: Hyper-Personalisation and More
Hyper-personalizing customer treatments, understanding borrowers' financial resilience and scenario simulation and testing will all be priorities for financial services
Top 5 Decision Management Posts of 2022: AI and Digital Jane
From diversity in AI to the film Highlander to transformative banking experiences, these decision management topics pointed the way to the future
FCA’s Consumer Duty Mandates Sharper Use of Technology
Managing UK customers to better outcomes under the FCA’s Consumer Duty will require a true platform for understanding and action
Four 2023 U.S. Policy Predictions for Financial Services Companies
Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023
FICO® Score for India
Gain a more comprehensive view of consumers to balance growth and risk.
Addressing Portfolio Risk in Economic Uncertainty: Part 4 (2022)
Building portfolio risk resilience into Collections & Recovery
Addressing Portfolio Risk in Economic Uncertainty: Part 3 (2022)
Building portfolio risk resilience into customer management
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