A New Tool for More Precise Lending, Risk Management and Housing Policy
FICO® Resilience Index, eight use cases examined
2022 Credit Trends in the US by City and State
FICO research points to a trend indicating that the average FICO Score on the US population continues to increase since coming out of the Great Recession of the mid to late 2000s.
Identity Proofing and Digital Account Opening – New Findings
Results of FICO 2021 survey show the threat of identity theft is real and understood but it doesn’t stop demand to open financial accounts digitally
A Tale of Two Portfolios Auto ABS Market
How resilience profiles can benefit the auto ABS market
Expanding Credit Access With Alternative Data – FICO Scores More
90% of the credit eligible US population can be scored by the FICO® Score Suite
From ordinary to optimized: Agility, performance, and customer satisfaction in collections
How the best collection operations view their purpose, determine what actions to take, communicate and interact with consumers, and evaluate their performance.
Measuring Consumer Resilience to Economic Stress for ABS
FICO® Scores are designed to rank-order the expected future payment performance of consumers’ credit obligations based on their credit bureau characteristics, irrespective of the economic environment.
FICO® Customer Communication Services for Collection
More successful, less costly debt resolution
EMEA Digital Account Opening (DAO)
5 Best Practices for Customer-Centric Origination During Volatile, Socially-Distanced Times
APAC Digital Account Opening (DAO)
5 Best Practices for Customer-Centric Origination During Volatile, Socially-Distanced Times
FICO® Optimization Products and Services
Making Optimization Accessible to Everyone, Everywhere
FICO Study: One Out Of Three UK Banks Do Not Prioritise Single Customer View Ahead of New Consumer Duty Requirements
Financial service providers need to prioritize hyper-personalization strategies in build-up to Consumer Duty updates
FICO Resilience Index: A New Tool for More Precise Lending, Risk Management and Housing Policy
We examine eight use cases for FICO® Resilience Index within the home mortgage industry. From capital planning to risk management to housing policy, the additional information provided by the index helps the industry improve their analytics to create more
FICO® Score 10 Suite Performance Results
From Five Lenders Across Seven Consumer Credit Portfolios
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