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Keeping Distressed Customers in Their Homes: How Absa Transformed Collections Operations

In this session, Absa Bank, one of Africa’s largest financial groups, will show how their customers were experiencing unprecedented levels of distress over losing their homes due to non-payment.
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Getting the Most Out of Early Collections with Decision Optimization

Česká Spořitelna has been successfully using decision optimization across multiple decision areas for many years.
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FICO® Score 4

The FICO® Score 4 outperforms prior FICO® Scores in Mexico, offering the precision you need based on a proven blueprint as well as broadens financial inclusion.
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FICO® Extended Score 4

FICO® Extended Score 4 can score an additional 8 million consumers in Mexico through the inclusion of household-level data unique to our partner Círculo de Crédito.

‘FICO Drift’: What Is It, and What Causes It?

FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift

Critical Ingredient to Identify Healthy Mortgage-Backed Securities

FICO® Scores: A critical element in cash flow analysis for proper valuation.

EV and the Future of Hyper-Personalized Automotive Experiences

Steve Greenfield, CEO and Founder of Automotive Ventures, discusses how electric vehicles will drive hyper-personalization in this Q&A from FICO Mastermind
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A New Tool for More Precise Lending, Risk Management and Housing Policy

FICO® Resilience Index, eight use cases examined
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2022 Credit Trends in the US by City and State

FICO research points to a trend indicating that the average FICO Score on the US population continues to increase since coming out of the Great Recession of the mid to late 2000s.
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A Tale of Two Portfolios RMBS Market

How resilience profiles can benefit the RMBS market

Prosper Extends Credit Access to 200K Near-Prime Clients with FICO Scores

Pioneer of peer-to-peer lending marketplace in the United States wins FICO® Decisions Award for Financial Inclusion
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A Tale of Two Portfolios Auto ABS Market

How resilience profiles can benefit the auto ABS market
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Expanding Credit Access With Alternative Data – FICO Scores More

90% of the credit eligible US population can be scored by the FICO® Score Suite
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Measuring Consumer Resilience to Economic Stress for ABS

FICO® Scores are designed to rank-order the expected future payment performance of consumers’ credit obligations based on their credit bureau characteristics, irrespective of the economic environment.
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FICO® Bankcard Score 10

The most powerful FICO® Bankcard Score ever supports more precise consumer credit risk management for bankcard issuers

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