Getting the Most Out of Early Collections with Decision Optimization
Česká Spořitelna has been successfully using decision optimization across multiple decision areas for many years.
FICO Fraud Report 2023: From Application Fraud to the Scamdemic
FICO experts provide insight into market trends and unique research that shows fraud growth and best practices to stop it
FICO® Score 4
The FICO® Score 4 outperforms prior FICO® Scores in Mexico, offering the precision you need based on a proven blueprint as well as broadens financial inclusion.
FICO® Extended Score 4
FICO® Extended Score 4 can score an additional 8 million consumers in Mexico through the inclusion of household-level data unique to our partner Círculo de Crédito.
‘FICO Drift’: What Is It, and What Causes It?
FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift
Critical Ingredient to Identify Healthy Mortgage-Backed Securities
FICO® Scores: A critical element in cash flow analysis for proper valuation.
Is Hyper-Personalization a Game Changer for Fraud Management?
Done right, hyper-personalization is the key to some major challenges faced by fraud departments, transforming customer experience and fraud controls
When Is a Real-Time Payment Not a Real-Time Payment?
Is the difference between real-time payments schemes and other fast payments mechanisms sufficiently understood?
To Stop Scams, It’s Time to Add Sensible Friction to Easy Money
The convenience and speed of real-time payments makes it easy for fraudsters to scam individuals. It’s time to consider sensible friction in the process.
A New Tool for More Precise Lending, Risk Management and Housing Policy
FICO® Resilience Index, eight use cases examined
2022 Credit Trends in the US by City and State
FICO research points to a trend indicating that the average FICO Score on the US population continues to increase since coming out of the Great Recession of the mid to late 2000s.
Prosper Extends Credit Access to 200K Near-Prime Clients with FICO Scores
Pioneer of peer-to-peer lending marketplace in the United States wins FICO® Decisions Award for Financial Inclusion
A Tale of Two Portfolios Auto ABS Market
How resilience profiles can benefit the auto ABS market
Expanding Credit Access With Alternative Data – FICO Scores More
90% of the credit eligible US population can be scored by the FICO® Score Suite
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