A New Tool for More Precise Lending, Risk Management and Housing Policy
FICO® Resilience Index, eight use cases examined
FICO and Chelsea Football Club to Raise Financial Literacy in U.S.
Strategic partnership between Chelsea FC and FICO aims to make a positive impact on the communities where games are played
A Tale of Two Portfolios Auto ABS Market
How resilience profiles can benefit the auto ABS market
Measuring Consumer Resilience to Economic Stress for ABS
FICO® Scores are designed to rank-order the expected future payment performance of consumers’ credit obligations based on their credit bureau characteristics, irrespective of the economic environment.
Using Borrower Resilience to Inform Strategies Across the Credit Lifecycle
Consumer Bankers Association Webinar with David Binder Senior Principal Consultant Scores.
FICO® Resilience Index 2
Expand consumer resilience prediction across the credit lifecycle
Why Credit Scores are Crucial to Healthy Securities
The value of asset-backed security is determined by the cash flows generated by the underlying assets and understanding the predictability of those cash flows
FICO® Resilience Index Validation Best Practices
Four-point checklist to structure an effective analysis
FICO® Resilience Index | Solution Sheet
Helping financial institutions more precisely predict a borrower’s resilience to potential future economic disruptions and keep credit flowing during uncertain economic times.
Measuring consumer resilience to economic stress using the FICO® Resilience Index
Discover and manage potential latent risk within groups of consumers bearing similar FICO® Scores, without cutting off access to credit for resilient consumers.
UK Card Spend Reaches Highest Level Since at Least 2006
FICO data shows that inflation and Christmas consumer spending saw a sharp rise in December, while more UK customers missed a payment
Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti
The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.
Top 5 Scores Posts of 2022: Steady FICO Score, BNPL and Alternative Data
2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL.
Large Global Bank
Global bank improves trade-offs between growth and margin with consistent modeling, methods, and user experience
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