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Scoring Solutions

FICO Fact: Does FICO’s Minimum Scoring Criteria Limit Consumers’ Access to Credit?

Over the last 30 years, FICO has continued to analyze the minimum amount of credit bureau data that is necessary to deliver a reliable, predictive FICO® Score to the market.
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Why FICO Is a Great Place to Work for Women (and Others!)

Recent awards from Forbes, Women in Credit, Great Place to Work and more show why FICO is a great place to work for women - and men - around the world
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2022 FICO Decisions Awards Now Open

2022 FICO Decisions Awards Now Open

Call for Best Advanced Analytics Achievements of the Year
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Protect & Comply

Technology Convergence: Fighting Fraud and Financial Crime

Data accessibility and collaboration are critical as banks seek technology convergence to fight fraud and financial crime
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Platform

Home Credit an Award Finalist for AI-Powered Optimization

Home Credit is a finalist in the Banking Tech 2021 Awards, in the Best Use of AI category, for a project using AI-powered optimization from FICO
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Collections & Recovery

What are MVD’s and Why Do They Matter?

Most Valuable Disciplines (MVD) are driving excellence in Debt Collection and Recovery, particularly over periods of ambiguity.
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Protect & Comply

TBML: What Is Trade-Based Money Laundering?

Trade-based money laundering is the process of disguising the proceeds of crime and moving value using trade transactions to legitimize their illicit origins
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Nurture & Manage

Understanding Overdraft Programs (Part 2): A New Approach to Overdraft

The pitch for overdraft alternatives.
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Scoring Solutions

FICO Fact: Do FICO Scores Consider Telco and Utility Data?

The inclusion of telco and utility payment information dates back to the release of the very first FICO Scores in 1989.
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Platform

MacGyver-izing Your Enterprise for Digital Transformation

The real trick to beating the bad guys, like digital disruptors, is outsmarting them
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Platform

Sustainable Finance: How Can Banks Make Greener Decisions?

Customers and regulators are both interested in sustainable finance - here's how banks and fintechs can use automated decisions to advance their ESG goals
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Nurture & Manage

UK Card Trends: Pandemic Savings Mask Picture of Debt

Our UK Credit Market Report of UK card trends for July 2021 reveals that there was an uplift in missed payment rates, whilst spend on cards marginally fell
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Platform

Which Is Harder: Customer Centricity or Solving a Rubik’s Cube?

Achieving customer centricity without a decisioning platform can be as hit-or-miss as solving a Rubik’s Cube and its quintillion possible combinations
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Protect & Comply

Fraud Protection for P2P Payments at Point of Sale

Venmo and PayPal’s in-store arrivals underscore the need for a holistic approach for fraud protection for P2P payments and more
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5 Keys to Managing Merchant Risk in Onboarding & Monitoring

What are the steps that merchant acquirers should follow to ensure they can transform the onboarding process while limiting merchant risk?
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