FICO® Score 10 Suite Performance Results
From Five Lenders Across Seven Consumer Credit Portfolios
Emerging Consumer Credit Risk Trends and Insights in the Time of a Pandemic
The COVID-19 Pandemic and ensuing financial strain on millions of customers continues to be a top of mind concern for risk managers these days
FICO® Resilience Index | Solution Sheet
Helping financial institutions more precisely predict a borrower’s resilience to potential future economic disruptions and keep credit flowing during uncertain economic times.
UK Card Spend Reaches Highest Level Since at Least 2006
FICO data shows that inflation and Christmas consumer spending saw a sharp rise in December, while more UK customers missed a payment
Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti
The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.
North America What FICO Score Dynamics from Prior Downturns and Natural Disasters Can Tell Us About the Road Ahead
FICO score distributions and odds-to-score relationships have shifted during prior downturns and natural disasters
Top 5 Scores Posts of 2022: Steady FICO Score, BNPL and Alternative Data
2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL.
The Perfect Credit Score: Understanding the 850 FICO Score
What do credit score high achievers have in common and what can we learn from the credit behavioral characteristics in these populations?
Large Global Bank
Global bank improves trade-offs between growth and margin with consistent modeling, methods, and user experience
Cash Flow Data Can Improve Credit Access with an UltraFICO® Score
Among U.S. consumers who don’t have enough credit history to generate a traditional FICO® Score, over 15 million could receive an UltraFICO® Score
In-depth look at the distribution of average U.S. FICO® Scores in 2022
The national average FICO Score did not go up for the first time in over a decade, a trend that’s seen at the city and state level across the nation
US Bankcards Industry Benchmarking Trends: 2022 Q3 Update
Inflation takes hold, bankcards delinquencies surpass pre-pandemic levels
FICO® Score Global Success
FICO® Scores and Services for International Markets — Developed by Acknowledged Global Risk Experts
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