FICO data shows that inflation and Christmas consumer spending saw a sharp rise in December, while more UK customers missed a payment

The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

FICO's monthly report on UK credit cards shows some financial resilience on the part of consumers, but a trend toward payment slippage

The FICO Credit Market Report for September shows a drop in spending and includes an increase in missed payments as cost-of-living pressures take hold

Erratic UK cardholder behaviour over the summer months reinforces challenging conditions for lenders

Panel of 8 global experts to review outstanding results with AI, machine learning and digital transformation

Changes in card management, customer behaviour and regulations make card delinquencies and other trends very different from the crash of 2008

Bank of Canada makes major rate hike and consumer inflation increases; low unemployment rate continues

Bankcard delinquencies continue to rise as growth in the economy slows

The signs of the cost-of-living crisis are still limited, with the biggest area of concern being a 3 percent increase in missed payments for new accounts

We are seeing unemployment rates at historical lows, so what is causing US Bankcard delinquency rates to increase?

Canada Sees Low Unemployment, But Rising Inflation – How Will This Affect Bankcard Usage?

The FICO Credit Market Report for March 2022 shows UK card repayments remain a priority for credit card holders, suggesting greater reliance on credit as costs rise